Manage your risk proactively.
Errors and omissions liability insurance to protect your livelihood.
Errors and omissions liability insurance protects any business that gives advice, makes educated recommendations, designs solutions, or represents the needs of others. We’ll help you design coverage that can protect you financially from even the smallest mistakes.
When general liability insurance isn’t enough.
You’d be forgiven for thinking that general liability insurance covers every liability risk you face, but that could be an expensive mistake. This is where errors and omissions (or E&O) liability insurance comes in.
Covers financial losses caused by your actions or lack thereof.
In simple terms, general liability insurance covers the costs of physical damage, whether that be to a person or your business property. Errors and omissions liability insurance (E&O) covers financial losses that other people–such as clients–suffer because of your actions (or lack of action).
Which businesses most benefit from E&O liability insurance?
This most commonly involves professional advice that you give to clients. But, with some policies, it also involves unintentional violations of copyright and other intellectual property law or defamation such as libel. For companies that provide advice, E&O liability insurance is essential. But, it can also prove to be very useful for companies that supply software and similar tools that clients might then use for their own businesses.
A good E&O liability insurance policy will cover both the costs of any damages themselves and the costs of defending claims for your business. We can help to find the right errors and omissions liability insurance policy for your business to ensure that this is the case.
The above description provides a brief overview of the terms and phrases used within the insurance industry. These definitions are not applicable in all states or for all insurance and financial products. This is not an insurance contract. Other terms, conditions and exclusions apply. Please read your official policy for full details about coverages. These definitions do not alter or modify the terms of any insurance contract. If there is any conflict between these definitions and the provisions of the applicable insurance policy, the terms of the policy control.
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