Specialized protection for your unique business.
Wholesaler and distributor insurance to protect your livelihood.
As a wholesaler or distributor, your business has heightened risks because of the amount of stock kept on-site. A specialty wholesaler and distributor insurance policy protects you from the unique financial risks associated with this type of business.
In stock. In transit. At risk.
Wholesalers and distributors face some special risks by the nature of their business. Simply having large amounts of stock on the premises or in transit increases the financial risks of fire, flood, or theft. However, you then have to factor in the costs and claims for compensation from the effects the damaged or lost stock has on your customers’ supply chains.
Three areas of insurance coverage in one policy.
Specialty insurance policies for wholesalers and distributors are usually highly customizable to your particular needs, including having appropriate coverage limits to reflect the high value of a full warehouse of stock. Usually, you’ll have three basic components: property insurance to cover the stock itself; protection against loss of income if your facility is put out of action; and liability to cover claims for injury or property damage visitors suffer while on your premises or your delivery staff cause elsewhere.
Additional coverage options available.
You’ll also usually have the option to add additional types of coverage such as protection against a data breach, human resources and employee claims, loss of power or communication at your facility, or damage to equipment that you have leased.
To make sure your business is adequately covered, contact us today.
The above description provides a brief overview of the terms and phrases used within the insurance industry. These definitions are not applicable in all states or for all insurance and financial products. This is not an insurance contract. Other terms, conditions and exclusions apply. Please read your official policy for full details about coverages. These definitions do not alter or modify the terms of any insurance contract. If there is any conflict between these definitions and the provisions of the applicable insurance policy, the terms of the policy control.
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