Protection for your real estate investments.
Real estate investor insurance to protect your livelihood.
Real estate investment is an exciting, and sometimes risky, venture. There are unique liabilities and factors to consider when insuring your property. We’ll help manage those risks and keep your investment protected.
The real risks involved in real estate investment.
If you invest in real estate, getting the right insurance coverage is a vital way to protect that investment, although there are several risks to take into account. Understanding those risks can help you determine which insurance coverage options you need for continued success and protection from the unexpected.
Insurance every real estate investor needs.
First, you’ll need the same basic protections as with standard landlord insurance. These include must-haves like personal liability and property damage, plus optional extras that are well worth considering, such as insurance against lost rent while a property is being repaired.
Vacant properties need coverage, too.
Next, you’ll need to check how your policy deals with periods when properties are vacant. Some risks are higher during this time, such as those associated with a burst pipe or a fire. If nobody’s in the property, these disasters might not be discovered until the damage is severe.
Improving your property? It still needs to be covered.
If you are doing improvement work on a property, such as a renovation or extension, you may need builders risk and installation insurance. This covers liability for injuries to construction workers and protects against damage to property, such as vandalism or severe weather, while the property is still under construction and more exposed.
To find out more about insuring your property portfolio, contact us today.
The above description provides a brief overview of the terms and phrases used within the insurance industry. These definitions are not applicable in all states or for all insurance and financial products. This is not an insurance contract. Other terms, conditions and exclusions apply. Please read your official policy for full details about coverages. These definitions do not alter or modify the terms of any insurance contract. If there is any conflict between these definitions and the provisions of the applicable insurance policy, the terms of the policy control.
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